This page contains our full User Agreement. You may wish to print this page for reference. This Agreement sets forth the terms and conditions for you to access https://web.cashcenter.ai (“Site”) operated by Cash Center (“CC” or “we,” “us,” “our”) and utilize text message-based services (“Text Messaging”). Message and data rates may apply for Text Messaging. These Terms of Use also apply to your use of any goods, facilities, or services offered through the Site (collectively “Services”), regardless of where or how they are accessed, including but not limited to via a desktop computer or mobile device. Your use of this Site indicates your agreement to these Terms of Use ("Terms"). If you do not wish to be bound by these Terms, you should not visit or use the Site. CC reserves the right to change these Terms from time to time at its sole discretion, without prior notice.
The following information and documents are incorporated into the Terms and form a part of this Agreement: CC’s Privacy Policy, which can be found at https://www.cashcenter.ai/privacy- policy.html; and any disclosures, limitations, terms and conditions that are posted on the Site, including prices or charges for any service. If there is any conflict between the Terms and the information contained in any of the materials listed in this paragraph, these Terms control.
You do not have to register with the Site to view benefits available through this Site but only registered users can access the features and services that CC currently offers. By becoming a registered user you agree to provide (i) true, accurate, current and complete information about yourself as prompted by the registration form, and (ii) maintain and properly update your account information to keep it true, accurate, current and complete. If you provide information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that you have, or you violate these Terms, as determined in our sole discretion, we have the right to suspend or terminate your Registration and refuse any and all current or future use of the Site and the Service (or any portion thereof).
The Site may contain links to other sites on the Internet, which may be maintained by third parties. Such links do not constitute an endorsement by or association with CC or its Affiliates of any third-party site or any materials contained therein. CC and its Affiliates do not control, and are not responsible for, the availability, accuracy, privacy policy, or currency of such third- party sites or any information, content, products or services accessible from such third-party sites. You therefore are solely responsible for your visiting and relying on information provided on these third-party sites.
CC does not charge you any fee for its services. CC receives its compensation from the lenders or providers for the goods, facilities and services provided by CC. CC’s compensation varies by product and service. Marketing fees paid by the lender or provider may be included in your rate, points, or term.
CashCenter.ai Alerts
Receive special text offers and deals from CashCenter.ai Alerts through your mobile device. Opt-in by Web or Text by texting "JOIN" to 75142 to receive up to 1 text message per day with property alerts, marketing messages, and service-related messages. Message and data rates may apply.
By opting in to this service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.
By signing up, you are confirming you are over the age of 18.
STOP Information
You may opt out of CashCenter.ai Alerts at any time by texting "STOP" to 75142 (you will receive a confirmation text). HELP Information
For additional information, text "HELP" to 75142, email us at support@CashCenter.ai
Supported carriers are:
AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, Google Voice, ACS Wireless, Advantage Cellular (DTC Wireless), Appalachian Wireless, Atlantic Tele-Network International (ATN), Bandwidth, Bluegrass Cellular, Buffalo Wireless, CableVision, Carolina West Wireless, Cellcom, Copper Valley, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Chariton Valley Cellular, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), i Wireless (IOWA Wireless), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, Mobi PCS (Coral Wireless LLC), Mosaic, MTA Communications, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, Panhandle Telecommunications, Peoples Wireless, Pine Belt Wireless, Pine Cellular, Pioneer, Plateau, Revol Wireless, RINA, SI Wireless/Mobile Nation, SouthernLinc, SRT Wireless, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.
On the Site, we provide educational and informational content and operate online marketplaces that enable consumers to comparison shop for various financial products and services offered by our network of Providers. We provide content and tools on our Site that may allow you to develop or improve your financial education. We provide these materials for informational, educational, and entertainment purposes only. At no time are we providing or should you interpret us as providing legal, financial, insurance, investment, tax or estate planning, or medical advice.
CC does not take credit applications; originate, service, or make loans or credit decisions; or issue commitments or lock-in agreements. CC’s services are only administrative. Our services allow you to comparison shop for various financial products and services, including mortgage loans, personal loans, credit cards, and insurance products. Completing or submitting a Qualification Form is a request to be matched with Providers of one or more particular financial products or services. When you submit a Qualification Form, CC will attempt to match you with providers offering products or services for which you may qualify or that may be of interest to you. You also agree that we may try to identify matches for similar or alternative products or services based on your request and information provided in your Qualification Form and that we may share your information with providers of such similar or alternative products or services. For example, if you submit a request for a personal loan, in certain circumstances we may also try to identify matches for a home equity loan or line or credit or debt relief services if the information provided in your Qualification Form and resulting matches, or lack thereof, indicate such alternative products or services may be of interest to you.
Any Qualification Form or loan inquiry you submit is not an application for credit. Rather, it is an inquiry or request to be matched with providers that may be able to present conditional loan offers to you, which offers are subject to change at any time, including at the point of application with the provider, after verification of information you provided, as well as other conditions as solely determined by any provider with whom you proceed. You are under no obligation to proceed with any provider or conditional offer.
Submitting a Qualification Form does not guarantee that you will receive any conditional loan offers or loan approvals. Any conditional offer is based on information you provide when completing a Qualification Form and information in your credit file at that time. Submitting a Qualification Form may involve a soft credit inquiry that will not affect your credit score. Providers, and not CC, establish and maintain approval standards and determine the criteria necessary to receive both conditional offers and credit approvals. You should review each provider’s terms and conditions to determine which offer works for you and your personal financial situation. We do not guarantee acceptance into any particular program or any specific terms or conditions with any provider. We do not guarantee that you will be approved for credit or that upon approval you will qualify for advertised rates, fees, or other terms. We do not guarantee that rates or terms advertised or offered by providers include the lowest or most favorable rates or terms available in the market. All rates, fees, and other terms are presented without guarantee and are subject to change at any time based on each provider’s discretion.
CC is paid a marketing lead generation fee by providers for the goods, facilities, and services provided. Conditional offers that appear on the Site are from companies from whom CC receives compensation. In some cases, where disclosed, this compensation may impact how and where offers appear (such as the order). Your use of the Site constitutes your awareness and acknowledgement of this compensation arrangement and the potential impact it may have on presentation of offers or other products or services. We do not include all products, services, offers, issuers, or credit or service providers available in the marketplace.
You may have to complete an application with a provider before the provider will extend an unconditional offer to you. Proceeding with an application with a Provider may involve a hard credit pull. A provider you select may require you to pay an application or other fee to cover the costs of an appraisal, credit report, or other items. You may be responsible for paying any and all closing costs associated with a loan (such as settlement services, loan processing, underwriting, or funding fees) as solely determined by the provider, and not CC. The provider, and not CC, will likewise determine the amount of any fees or costs and should provide information to you regarding the refundability of any fee or cost.
Services offered by providers may only be made to residents of states where providers are authorized to conduct business. A provider’s participation in and offering of its products or services on the Site does not necessarily constitute an offer by a provider or CC to provide services outside of their respective authorized jurisdictions. To the extent you seek or receive information from a provider or CC regarding any prospective product or service that would be outside the providers’ or CC’s authorized jurisdiction(s), that information is for informational purposes only. Providers and CC shall have the right to discontinue, suspend, or terminate the offering of any product or service in any specific state through the Site at any time, without prior notice.
Except as otherwise provided for your state, CC is not an agent of you or any provider. You should rely on your own judgment in deciding which available loan product, terms, and provider best suits your personal financial situation. The provider is solely responsible for its services to you, and you agree that CC shall not be liable for any damages or costs of any type arising out of, or in any way connected with, your use of such services. You understand that providers may retain your loan request information and any other information provided by CC or received by them in the processing of your loan inquiry or request, whether or not you are qualified for or close a loan with them. In addition, CC may receive personally identifiable information regarding the disposition of your application, loan, or account from the provider in order to fulfill its regulatory requirements as well as for internal business purposes. By beginning or completing a Qualification Form or otherwise entering or saving personal information with CC, you represent that all information you provide or enter is true, accurate, current, and complete. You further acknowledge that you alone will use your account to access the services. You agree to not sell, transform, or assign your account to anyone else. You agree to keep your login information (if any) confidential, to employ reasonable and appropriate safeguards to prevent unauthorized access to your account, and to not share your account credentials with any third party. You acknowledge that you are responsible for all activities that occur under your account. If you believe that your account is no longer secure, you agree to notify us immediately.
To help the government fight identity theft, the funding of terrorism, and money laundering activities, and to attempt to verify your identity, CC and its providers may obtain, verify, and record information that identifies each person who uses our Site and/or opens an account with us and providers. CC and its providers may ask for your name, Social Security Number, address, telephone number, date of birth, and/or other important information including, but not limited to, information received from your credit file, that may allow us and providers to properly identify you.
By submitting a Qualification Form, you acknowledge receipt of our Privacy Policy and agree to its terms.
If you are a customer and send an email to this Site, or if you communicate with the Site by phone or mail, we collect information about your communication and by communicating with the Site you give your permission to collect, archive, retrieve, and otherwise use any information collected as we see fit. Any communication which, in our sole discretion, the site we deem to be a testimonial, may be publicized for commercial purposes.
All information we collect through or in connection with the Site is subject to our Privacy Policy and you consent to all actions taken by us with respect to the collection and use of such information in compliance with that policy.
You agree to use the Site only in a noncommercial manner. CC's services are intended for individual or private use only. Any other use is strictly prohibited.
Services (collectively, the "Content") are owned or controlled by CC, its content suppliers and/or other content providers and is protected by the copyright and trademark laws of the United States and other countries, international conventions, and other applicable laws.
Except as otherwise permitted on the Site, you may not download, display, reproduce, create derivative works from, transmit, sell, distribute, or in any way exploit the Site or any portion thereof for any public or commercial use without the prior written permission of CC.
You agree not to use any trademarks, service marks, names, logos, or other identifiers of CC, licensors, independent contractors, providers and affiliates (collectively, "Affiliates") without the prior written permission of CC or the relevant Affiliate.
We have no obligation to monitor your use of the Service. You agree, however, that we retain the right to monitor your use of the Service, and to disclose any information as necessary or appropriate to satisfy any law, regulation or governmental request, to operate the Sites and the Services properly, to ensure your compliance with these Terms and Conditions, and to protect us, our affiliates, the Providers, and the general public.
We reserve the right, and you hereby authorize us, to cooperate with law enforcement authorities, including but not limited to complying with warrants, court orders and subpoenas. We also reserve the right, and you hereby authorize us, to comply with any civil court orders and subpoenas. In addition, if we decide to investigate or resolve possible misuse by you involving the Service, you authorize us to disclose to law enforcement or other government officials any information about you in our possession in connection with your use of the Sites or the Services.
We may take the actions described above without giving notice to you.
We define children as individuals under the age of 16. The Site is not intended for the use of children and we do not intend to collect information about children through the Site. You must be at least 18 to access any three bureau products and services through this Site.
You represent and warrant to CC that you are at least eighteen (18) years old and that you possess the legal right and ability to enter into this Agreement and to use the Site (and Services, if applicable) in accordance with this Agreement.
You hereby agree to indemnify, defend (at the Indemnified Parties’ request), and hold harmless CC, and its Affiliates and each of their respective officers, directors and employees (Indemnified Parties), from and against any and all liability, loss, damage, judgment, settlement, expense and costs (including attorneys’ fees and any costs of litigation or other disputes) incurred by or imposed on any of the Indemnified Parties, including CC and its Affiliates, in connection with any claim (including, but not limited, any demands, allegations, threatened allegations, actions or inactions) arising out of or in any way relating to any breach or alleged breach of any of your use of the Site or the Services or your violation of these Terms, applicable law or the rights of any third party obligations set forth herein. You shall cooperate as fully as reasonably required in the defense of any claim. The Indemnified Parties may select and retain their own counsel, and your indemnification obligations shall include immediately paying the Indemnified Parties’ attorney’s fees and any other litigation or other dispute costs as the Indemnified Parties incur such fees and costs. The indemnification obligations are to be construed in favor of indemnification.
You shall not in any event settle any matter without the written consent of CC. In connection with the foregoing release, you hereby waive California Civil Code Section 1542 (and any similar provision in any other jurisdiction) which states: A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.
EXCEPT AS EXPRESSLY SET FORTH HEREIN, THE SITE (INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, SERVICES, MATERIALS AND INFORMATION MADE AVAILABLE THEREON OR ACCESSED BY MEANS THEREOF) ARE PROVIDED AS IS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, COMPATIBILITY, SECURITY, ACCURACY, OR NON-INFRINGEMENT. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, CC AND THE AFFILIATES MAKE NO WARRANTIES AND SHALL NOT BE LIABLE FOR THE USE OF THE SITE UNDER ANY CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE BY CC DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE SITE OR SERVICES WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY, OR THAT THE SITE, INCLUDING FORUMS OR THE SERVER(S) ON WHICH THE SITE IS OPERATED, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
USE OF THE SITE IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR DOWNLOADING AND/OR USE OF FILES, INFORMATION, COMMUNICATIONS, CONTENT, OR OTHER MATERIAL (INCLUDING WITHOUT LIMITATION SOFTWARE) ACCESSED THROUGH OR OBTAINED BY MEANS OF THE SITE. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, UNDER NO CIRCUMSTANCES SHALL CC OR THE AFFILIATES, OR ANY PROVIDER OF TELECOMMUNICATIONS OR NETWORK SERVICES FOR CC OR THE AFFILIATES, BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT ARE DIRECTLY OR INDIRECTLY RELATED TO THE USE OF, OR THE INABILITY TO USE, THE SITE OR SERVICES, EVEN IF CC, THE AFFILIATES, OR THEIR PROVIDERS OF TELECOMMUNICATIONS OR NETWORK SERVICES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE TOTAL LIABILITY OF CC AND THE AFFILIATES HEREUNDER IS LIMITED TO THE AMOUNT, IF ANY, ACTUALLY PAID BY YOU FOR ACCESS AND USE OF THE SERVICES. YOU HEREBY RELEASE CC AND THE AFFILIATES FROM ANY AND ALL OBLIGATIONS, LIABILITIES AND CLAIMS IN EXCESS OF THIS LIMITATION. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
(a) To these Terms.
CC has the right to modify this Agreement and any policies affecting the Site in its sole discretion. Any modification is effective immediately upon posting to the Site or distribution via electronic mail or conventional mail. Your continued use of the Site following notice of any modification to this Agreement shall be conclusively deemed an acceptance of all such modification(s). Your only right with respect to any dissatisfaction with any modifications made pursuant to this provision, or any policies or practices of CC in providing the Site, including without limitation (i) any change in the Content, or (ii) any change in the amount or type of fees associated with the Services, is to terminate your use of the Services.
(b) To the Site:
CC has the right to modify, suspend or discontinue the Site or any portion thereof at any time and in its sole discretion, including the availability of any area of the Site, including without limitation the Services. CC may also impose limits on certain features and services or restrict your access to parts or all of the CC Site without notice or liability.
CC grants you a non-exclusive, non-transferable, limited right to access, use this Site and the materials provided hereon, provided that you comply fully with these Terms. The contents of the Site are only for your personal, noncommercial use. You agree not to interrupt, or attempt to interrupt, the operation of the Site in any way.
These Terms are governed by, and will be interpreted in accordance with, the laws of the State of Florida, without regard to any choice of law provisions.
You agree that, except as expressly provided below, any dispute relating to these Terms (including the scope and validity of this Section), the Privacy Policy, or your use of the Site or the Services shall be resolved by binding individual arbitration. This includes, but is not limited to, disputes arising from torts, fraud, misrepresentation, product liability, negligence, violation of statutes, or any other legal theory. These arbitration obligations apply to all disputes between you and CC, its affiliates, subsidiaries, successors, assigns, and any third parties with whom CC works or has worked (collectively, the “Parties”).
You agree that, except as expressly provided below, any dispute relating to these Terms (including the scope and validity of this Section), the Privacy Policy, or your use of the Site or the Services shall be resolved by binding individual arbitration. This includes, but is not limited to, disputes arising from torts, fraud, misrepresentation, product liability, negligence, violation of statutes, or any other legal theory. These arbitration obligations apply to all disputes between you and CC, its affiliates, subsidiaries, successors, assigns, and any third parties with whom CC works or has worked (collectively, the “Parties”).
The arbitration shall be conducted in accordance with the then-current rules of the American Arbitration Association (the "AAA"). Should the AAA be unavailable, unable, or unwilling to accept and administer the arbitration of any claim under these arbitration provisions as written, the arbitration shall be conducted by Judicial Arbitration and Mediation Services (“JAMS”) pursuant to their applicable arbitration rules. The Parties shall select an arbitrator according to a “strike and rank” procedure whereby the Parties: (i) will request and obtain a list of no less than five arbitrators (subject the qualifications below); (ii) within ten days of service of an arbitrator list on the Parties, strike the names of two proposed arbitrators; and (iii) rank the remaining arbitrators in order of preference with number 1 being the most preferred ranking. The remaining arbitrator with the lowest aggregate ranking of preference shall be selected to serve. If the “rank and strike” procedure fails or results in a tie, the AAA (or a substitute arbitration organization) shall appoint an arbitrator. The arbitrator will be a practicing attorney with significant expertise in litigating and/or presiding over cases involving the substantive legal areas involved in the dispute. The arbitration will be concluded within three months of the date the arbitrator is appointed.
A Party that intends to seek arbitration must first send to the other a written notice of intent to arbitrate, entitled “Notice of Intent to Arbitrate” (“Notice”). The Notice to CC should be addressed to: 433 Plaza Real, Suite 275, Boca Raton, FL, 33432..The Notice must: (1) describe the nature and basis of the claim or dispute; and (ii) set forth the specific relief sought. If the Parties do not reach an agreement to resolve the claim within 30 days after the Notice is received, the Parties may initiate an arbitration proceeding under these terms.
Exclusions and Limitations. The following matters will not be subject to arbitration but will instead be adjudicated in the appropriate court of the State of Florida: (a) an action to enforce intellectual property rights; and (b) any claim or dispute for which applicable law (as determined by a binding court decision) or the applicable arbitration rules do not permit arbitration and require adjudication in a specific civil court. Matters within the jurisdiction of an applicable small claims court may also be brought in such court, instead of arbitration. Unless prohibited by applicable law, the substantially prevailing Party in any dispute between the Parties may recover their reasonable costs and fees incurred in connection with such matter, including reasonable attorneys’ fees.
Class Waiver. The Parties also agree that: (a) CLAIMS MAY ONLY BE BROUGHT IN AN INDIVIDUAL, NON-CLASS, AND NON-REPRESENTATIVE CAPACITY, AND THAT CLAIMS OF TWO OR MORE ENTITIES OR PERSONS MAY NOT BE JOINED OR CONSOLIDATED ABSENT CONSENT OF ALL PARTIES; and (b) TO THE FULLEST EXTENT PERMITTED BY LAW, THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JURY, EVEN FOR DISPUTES NOT SUBJECT TO ARBITRATION. For the avoidance of doubt, nothing in the foregoing sentence is intended to conflict with the provision of the Terms regarding the batch resolution of Requests, which overrides this paragraph in the event of a perceived conflict (defined below).
Appeal. If the arbitrator’s award exceeds $150,000, either Party may appeal such award to a three-arbitrator panel administered by the Association (or substitute arbitration organization) and selected according to the Arbitration Rules, by filing a written notice of appeal within 30 days after the date of entry of the arbitration award. The appealing Party must provide the other Party with a copy of such appeal concurrently with its submission of the notice of appeal. The three-arbitrator panel must issue its decision within 120 days of the date of the appealing Party’s notice of appeal. The decision of the three-arbitrator panel shall be final and binding, except for any appellate right which may exist under the Federal Arbitration Act. The Parties may agree that arbitration will be conducted solely on the basis of the documents submitted to the arbitrator, via a telephonic hearing, or by an in-person hearing as established by the AAA’s rules (or the rules of the substitute arbitration organization).
Batch Arbitration. “Mass Arbitrations” shall be defined and governed by the Association’s Mass Arbitration Supplementary Rules, available at https://www.adr.org/mass-arbitration (“Mass Arbitration Rules”), or similar rules from a substitute organization, such as JAMS, in the event the AAA is unavailable, unable, or unwilling to accept and administer the mass arbitration of any claim under these arbitration provisions. The Parties further agree to the following procedures for Mass Arbitrations:
These Terms constitute the entire understanding and agreement between you and CC with respect to the Site and, if applicable, the Services and supersedes all prior agreements between you and CC. Failure by CC to enforce any provision of these Terms shall not be construed as a waiver of any provision or right. In the event that any portion of these Terms are held unenforceable, the unenforceable portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties, and the remainder of the provisions shall remain in full force and effect.